windows covered?

[Greencuke]

background story: bout a month ago we were having a wicked cold spell, and the temp was right around 7* this piticular evening. I fiddeling around w/ a cargo load in the back of my jeep, so i unziped the rear window a bit and lifted it up. It was so cold that at the corner where the window was flexed it cracked. over several days the crack spread to a legitimate tear through the window plastic. When i called the dealer and asked them if it was covered (its brand new, and well under the 36k miles) they told me that a window wont crack due to the cold (which is why i figured the warente would cover it) and they told me to call my insurence.
Question: now, knowing that if i go through insurence it'll end up costing me more than it would just to get a new window myself, im wondering is it worth stuffing my boot up the dealership's keester or just taking the hit. do i have a claim?
reggie

 

[Utah_jeepster]

It is a well known fact here (Utah) that you dont touch your soft top when it's freezing. Go to the dealer and push!

 

[Sparky-Watts]

Insurance will prorate it out over the time you've had it. That's what they did when my soft top ripped clear off. Cost me over $600, and that was after insurance paid half....yeah, I got screwed. Hammer the dealer till they make it right!!!